Banco De Oro reminds those account holders of BDO Kabayan Savings Account that in order to avoid the monthly deduction of P300 pesos, account holders must continue the BDO Zero maintaining balance featured. To do that account holder must have to remit at least once a year. BDO advice no activity in your account for a year will automatically change it to regular savings account type in which the account owner must maintain P10,000 maintaining balance.
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If your account has no activity for one year or no remittance for a year then the balance of your account is below the minimum P10,000 maintaining balance then that’s the time the bank will do the monthly deduction.
Take note that the account cannot be reverted once it was converted to regular savings account as well as the amount deducted.